Your credit affects your life in ways that you may not be aware of. Bad credit scores cost consumers millions of dollars each year and deprive them of the lifestyle they desire. We will work with you to cultivate your credit score so that you can qualify for the financing that suits your needs.

The staff at PFCID consists of a complimentary mix of youthful optimism and veteran wisdom. We feed on each other’s knowledge and energy and go out of our way to assist our clients. We are down to earth everyday people who have a desire to be exceptional professionals in our field. We understand that you don’t want to spend every hour of every day worrying about your finances and your investments. That’s why we’re here. Our success is based on helping you reach your goals and partnering with you to achieve your dreams. We are always here and you are always welcome.

Size does matter, especially when a company is too large or cumbersome to fit the specific needs of clients. When they start determining whether or not they will do business with someone based on a number between 350 and 850 assigned to them by an impartial credit bureau and not by folks’ individual situation and how they can help them, they have outgrown the personal level and become a monolithic machine that operates only on bottom line principals.

We may be small, but we aren’t underpowered. We have developed the fiscal muscle to provide a wide array of products and services. From FHA, VA, Stated Income, Investment Property Loans, Construction Loans, Second Mortgages, Debt Consolidation to a wide variety of alternative and sub-prime credit loans. We won’t make you squeeze into a one-size-fits-all loan package. Working with you, we will tailor the right loan to get the job done.
You can't simply punch someone’s info into a formulaic system and hit “compute” and come out with real results. We work with real people who have real needs that are dictated by their situations. So you don’t have a perfect credit score? Perhaps you overspent a little bit for the holidays… maybe you’ve overspent for the holidays every year since 1988. Or maybe your finances are just stretched thin because you’ve had too many investment opportunities flying your way. Whatever your case may be, we will work with you to resolve your credit challenges so that you can secure your loan. When you come to us for lending, it’s not if we can do your loan, it’s how we can.